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1.) Credit Officer

Location: Lagos

Employment Type: Full-time

Description

• We are seeking to employ a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in the following areas in Lagos State: Ojota, Maryland, Ketu, Mile 12, Lawanson, Ijesha, Oju-Elegba, Idi Araba, Ogba, and Agege
• Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
• Ultimately, you will help our clients acquire loans in a timely manner, while ensuring all requirements are met.

Responsibilities

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily & weekly repayment collection

Requirements and Skills

• Candidates should possess an NCE / OND / HND / B.Sc in Banking and Finance, Economics or related field with 0-3 years experience
• Proven work experience as a Credit Officer, Loan Officer or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience

Benefits

• Starting Salary: N85,000 / Month
• Profit Sharing
• HMO
• Flexible working hour 11am – 6pm
• Yearly appraisal
• Salary review base on performance

Application Closing Date
8th February, 2025.

How to Apply
Interested and qualified candidates should forward their CV to: career@entourageloans.com using the Job Title as the subject of the email. E.g Credit Officer – Ogba.

2.) Experienced Field Auditor

Location: Lagos

Employment Type: Full-time

Description

• We are seeking to employ an objective and Experienced Field Auditor in Lagos State who is open to work anywhere in the Nigeria to add value and improve our operations by bringing a systematic and disciplined approach to the effectiveness of risk management, control, and governance processes.
• The successful candidate will possess a thorough knowledge of accounting procedures and a sound judgement.

Responsibilities

• Prepare and present reports that reflect audit’s results and document process
• Act as an objective source of independent advice to ensure validity, legality and goal achievement
• Identify loopholes and recommend risk aversion measures
• Maintain open communication with management and audit committee
• Document process and prepare audit findings memorandum
• Conduct follow-up audits to monitor management’s interventions
• Engage to continuous knowledge development regarding sector’s rules, regulations, best practices, tools, techniques and performance standards
• Keep a check on processes and regulations
• Ensuring staff compliance with company policies and regulations.
• Travel to different state for auditory reviews and assessment.
• Provide a qualitative and quantitative evaluation based on empirical data findings.
• Providing solution to company’s internal problems

Requirements and skills

• Candidates should possess an HND/BSc degree in Accounting, Banking & Finance or related field
• Proven working experience as an Auditor in a Microfinance or Lending company
• Advanced computer skills on MS Office, accounting software and databases
• Proven knowledge of auditing standards and procedures, laws, rules and regulations
• High attention to detail and excellent analytical skills
• Sound independent judgement
• Meticulous attention to detail.
• A strong aptitude for maths.
• Excellent problem-solving skills.
• A keen interest in the financial system.
• Ability to work to deadlines, under pressure.
• Ability to work on your own initiative and as part of a team.
• Excellent interpersonal and communication skills, including good presentation and report writing skills.

Benefits

• Starting Salary: N200,000 / Month
• Outstation Allowance
• Salary review after 6 months probation period
• Profit Sharing
• HMO
• Flexible working hour 11am – 6pm
• Yearly appraisal
• Salary review base on performance

Application Closing Date
8th February, 2025.

How to Apply
Interested and qualified candidates should forward their CV to: career@entourageloans.com using “Experienced Field Auditor” as the subject of the email.